prepaid debit cards direct deposit bonus

Card Fees

The following fees and usage limits apply to your Card Account. There are different usage limits for customers who are on direct deposit and those without direct deposit. “Customers on Direct Deposit” means cardholders with a recurring direct deposit set up from their payroll or benefits provider. PayPal deposits, loan advances, balance transfers, merchant deposits and tax refund transactions are not considered recurring direct deposits.

Transaction fees and usage limits may change without prior notice, except as required by law. For example, you may not receive prior notice of a change if the change is made for security purposes. Fees charged could result in a negative balance in your Card Account. If that occurs, funds subsequently deposited into your Card Account will be applied to the negative balance.

Fee Type Fee
Monthly Charge (SVC CHG-MONTHLY) $9.95
& Teller Cash Withdrawals (SVC CHG CASH ADV)
• U.S. ATM withdrawals: $2.50 per transaction*
• Non-U.S. ATM withdrawals: $4.95 per transaction*
• Teller cash withdrawal: 3% of amount withdrawn.
Tip: To avoid ATM fees, select "Debit" and enter your PIN to get cash back when making purchases at many retailers, such as grocery stores.
Balance Inquiry at ATMs (SVC CHG BALANCE INQ) $1.50
Reload at Retail Location Varies by Retailer, up to $4.95.
ACH Debit fee charged each time funds are withdrawn from your Card account using our bank routing number and your account number (SRVC CHG-ADD/REM FND) $2.50 per transaction
Tip: To avoid ACH debit fees, you can use the online bill payment service we make available to you through our third party service providers (“Bill Pay”) to make payments to payees instead of using our bank routing number and your account number for payment.
Monthly Paper Statements (STATEMENT FEE) $1.00 per Statement
Additional Card (SVC CHG REPLACE CARD) $10.00
Expedited Shipping of Replacement Card (DR ADJ EXPEDTD FEE; SVC CHG EXPED CARD) $25.00 per card
Bill Pay Expedited Service (BILL PAYMENT) $9.95 charged each time you request to have your funds delivered one to four business days faster when using the Bill Pay service we make available to you.
Foreign Currency Conversion (SVC CHG INTRNTL TRAN) (see paragraph titled “Foreign Transactions”) 3% of total transaction amount


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*IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, social security number and other information that will allow us to identify you. We may also ask to see a copy of your driver’s license or other identifying documents. Approval is subject to identity verification, as well as other fraud prevention measures.

§ This offer is available to all AccountNow Gold Visa Prepaid Card customers. To qualify for the $15 direct deposit bonus, within 6 months after being approved to receive a card you must deposit at least $500 in qualifying deposits per month via recurring direct deposit in two or more consecutive months. Bonus must be redeemed by phone at 877-553-3767 within 30 days of meeting qualifications. Credit will be applied within 15 days of redemption. Eligibility and redemption requirements.

†There is no additional charge for this feature. Fees apply to the prepaid card. See your Cardholder Agreement for fees, terms and conditions.

This is not a credit card.

© 2015 Green Dot Corporation. The AccountNow Gold Visa Prepaid Card is provided by Green Dot Corporation, a member service provider for Green Dot Bank, and issued by Green Dot Bank, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Green Dot is a registered trademark of Green Dot Corporation. Green Dot Bank operates under the following registered trade names: GoBank, Green Dot Bank and Bonneville Bank. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage.