Rev 11/2017

FACTS

WHAT DOES GREEN DOT BANK DO
WITH YOUR PERSONAL INFORMATION?

 

 

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

 

 

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number and account balances

Account transactions and purchase history

Transaction history and overdraft history

When you are no longer our customer, we continue to share your information as described in this notice.

 

 

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Green Dot Bank chooses to share; and whether you can limit this sharing.

 

 

Reasons we can share your personal information

Does Green Dot Bank share?

Can you limit this sharing?

For our everyday business purposes —  such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes —  to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No

For our affiliates’ everyday business purposes —  information about your transactions and experiences

Yes

No

For our affiliates’ everyday business purposes— information about your creditworthiness

No

We don't share

For our affiliates to market to you

Yes

Yes

For nonaffiliates to market to you

Yes

Yes

 

 

To limit our sharing

■ Call 1-866-546-7998 — our menu will prompt you through your choice(s) or

■ Visit us online: my.accountnow.com/privacypolicy/

Your choice(s) will apply to only the card number you enter when making your choice(s). If you have more than one card or account with us, you will need to make your choice(s) for each card or account separately.

Please note:

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

 

 

Questions?

Call 1-877-762-2308


 

 


Page 2

 

 

 

What we do

How does Green Dot Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Green Dot Bank collect my personal information?

  We collect your personal information, for example, when you:

  ■ open an account or make deposits or withdrawals from your account

  ■ use your debit card or provide account information

  ■ give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

 

Why can’t I limit all sharing?

  Federal law gives you the right to limit only:

■ sharing for affiliates' everyday business purposes — information about your creditworthiness

■ affiliates from using your information to market to you

■ sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

 

 

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

■ Our affiliates include companies with a common corporate identity of Green Dot (such as our parent bank holding company Green Dot Corporation), financial companies such as Unirush, LLC and tax processing companies such as Santa Barbara Tax Products Group, LLC.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

■ Nonaffiliates we share with can include retail partners and other companies engaged in direct marketing and the selling of consumer products and services.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

 

 

Other important information

 

If you are a resident of California or Vermont, we will not share with nonaffiliates except for our everyday business purposes or with your consent.

 



[GD-34]